While there are companies that totally ignore your credit score, some use make use of it only to design an appropriate and manageable payment scheme for your premiums.
Finding such providers may be very difficult; but they’re not entirely impossible. If you’re a bad credit driver looking to renew or obtain fresh coverage, contact your state’s insurance regulatory agency. They are usually affiliated with reputable car insurance providers and should be able to point you in the direction of a good one.
Gathering quotes from trusted comparison sites is another effective insurance-hunting strategy. NetQuote, InsureMe, MoneySupermarket or GoCompare are some of the best insurance comparison websites. Once you have a suitable number of quotes in hand, thoroughly compare them to find out which one gives you the best value. After you picked out the best one, lower the cost of your premium further by checking if you qualify for any discounts or cash-backs.
If you are merely trying to renew your car insurance, try asking your provider for assistance first. Remember that car insurance providers are always fighting to keep their customers and to make sure they don’t go with the competition. Haggle your way to cheaper car insurance for people with bad credit.
Always remember to keep it real. While it’s tempting to have a credit “repair” agency tweak your credit report, don’t. In time, as long as you pay your premiums on time and exert some effort into repairing your credit score, you should be able to switch policies and obtain car insurance coverage that fairs you better.
Website collected information from http://shanidar-hana.com